
​For 25 years Employers’ Risk Management Association (ERMA) has been providing quality services to our valued members and the agents that serve them.
As our ongoing commitment to providing our agent partners with tools to win new, long-lasting business, ERMA has recently partnered with Cimarron Insurance to provide special workers' compensation solutions for agents trying to grow and maintain long-term clients.
Cimarron and ERMA are expanding across the country, and we are seeking agents that are innovative thinkers who want a solid partnership!
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Special workers' comp programs
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Most business lines covered


ERMA is proud to announce we have partnered with Cimarron Insurance. Now you have access to non-standard workers' compensation alternatives without placing your clients in a PEO!​

What are your licensing requirements?
Agents must possess a valid and active license in either Property & Casualty or Life & Health Insurance, which should be in good standing
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What are your E&O requirements?
​Your agency must maintain an active E&O policy with at least an $1,000,000 aggregate coverage limit. The agency name on the E&O policy must match what is listed on your appointment application
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Agents affiliated with ERMA/CIMARRON/APEX must maintain a Professional Liability - Errors and Omissions policy with a minimum aggregate coverage limit of $1,000,000. To provide evidence of coverage, ERMA accepts either a Declaration Page or an ACORD form. It is crucial that the policy remains active.
ERMA provides outsourcing management of human resources, employee benefits, payroll, and insurance products, all of which can be chosen a la carte:
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We offer access to expertise in human resource management.
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By partnering with ERMA, your client's company can concentrate on its business.
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We are able to package the company’s information and provide proposals that include the various services we offer along with insurance.
